Consumer Protection

The United States’ large and complex economy offers perhaps the broadest potential for products and services in history, but with such opportunities come the risk of scams, fraud, and outright theft. The principle of caveat emptor or “buyer beware” in modern parlance, still applies as much as it has since the dawn of commerce. In today’s economy, however, a consumer can fall victim to a seller of goods or services, a bank, a debt collector, or another business that takes advantage of its position to engage in deception or fraud. Many people are surprised to learn that many federal and state statutes actually protect consumers’ rights and interests.

We are experienced in matters that protect people from ‘Deceptive Trade Practices’, ‘Improper Debt Collection Activities’, ‘Defending Lawsuits Filed by Creditors’, ‘Improper Loan Disclosures’, and more.

Consumer rights and consumer protection law provides a way for individuals to fight back against abusive business practices. For example, when people fall behind on their bills, debt collectors are in a position to make life even more difficult by calling in the early morning or late night hours, making contact at a person’s place of business or speaking to friends and family. Consumer rights laws prohibit this sort of activity. For example, under the Fair Debt Collection Practices Act (FDCPA), such harassment can result in a statutory damage award of $1,000 for the victim, plus lawyer fees.

With the help of an experienced attorney, those who qualify can successfully use federal and state law to reduce, or in some cases eliminate, unsecured debt. We know how unfair and intimidating it can be to take on a large company on your own.  Let our experience work on your behalf to achieve the outcome you deserve.